At -120, Joe is getting the better price and payout, percentage-wise. An If-Bet wager is also an excellent choice for money management. You wager a fixed amount on one team, and if that team wins, ties, or is cancelled, then another fixed amount, up to the original amount shall be placed on your next team. Your first wager must win, tie, or be cancelled in order for you to have action on the remaining wagers. You cannot have duplicate teams in the same If Win-Tie-Cancel wager.