Now if the wagerer bets $100 a point the Eagles with a cap of 10 points. Then the Eagles have to win by at least 5 points, and the wagerer will get $100 for every point over the point spread of 5. Conversely, if the Eagles do not cover the point spread, the wagerer will have to pay $110 for every point that they lose of the 5-point spread. If a wagerer chooses a team and a point spread, it is called a ‘straight’ bet. The payout of straight bet is 10/11 or $110 to win $100.