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World economies come in chaos; banking institutions are lending less; silver rates have actually soared to over $1,800 an ounce. It could appear to be the planet is closing, however for organizations that own pawn shops and conduct payday lending, it is a recipe for strong profits development.

Among these companies are EZCorp (ticker: EZPW) and money America Global (CSH). Both have considerably outperformed the wider market on the past 12 months, rising 61% and 64%, correspondingly, in comparison to a 5% increase for the Standard & bad's 500 index.

" just What in fact is driving things is banking institutions, regulators and legislators have actually turned their backs on customers, " states Henry J. Coffey Jr., an analyst with Sterne Agee. "Everything they will have done in the level that is federal restricted credit for customers. "

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At A Glance

Stock Cost: $32.01
52-Week Tall: $38.66
52-Week Low: $17.88
Marketplace Cap: $1.6 billion
Est. FY2012 EPS: * $3.04
FY2012 P/E: 10.5 yourinstallmentloans.com hours times
Est. Long-lasting EPS Growth: ** 15%
Est. (FY'11/FY'12) EPS development: 19%
income (trailing one year): $804 million
Dividend Yield: None
CEO: Paul Rothamel
Headquarters: Austin, Texas

*Fiscal ends in September 2012 year.

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